If you're poor and you do something stupid, you're nuts. If you're rich and do something stupid, you're eccentric.

Chocolate Nut Bread

4 cups all-purpose flour
1 cup granulated sugar
1 teaspoon baking powder
1 teaspoon baking soda
1 teaspoon salt
2 large eggs
1 3/4 cups milk
2/3 cup vegetable oil
2 cups (12 ounces) semi-sweet chocolate chips, divided
1 1/2 cups chopped walnuts

Preheat oven to 350F. Grease three loaf pans.

Combine flour, sugar, baking powder, baking soda and salt in a large bowl.

Combine eggs, milk, vegetable oil in a medium bowl. Add to flour mixture; mix until just moistened.

Stir in 1 1/2 cups morsels and nuts. Spoon into prepared loaf pans.

Bake for 45 to 48 minutes or until wooden toothpick inserted in center comes out clean.

Cool pans for 10 minutes; remove from pans. Cool on wire racks.

Microwave remaining morsels in a heavy duty plastic bag on high for 45 seconds; knead bag to mix. Microwave an additional 10- to 20- second intervals, kneading until smooth.

Cut a small hole in the corner of the bag; squeeze to drizzle over the bread.

Sprinkle with additional nuts.